We compare hundreds of affordable Health Insurance, Medicare Insurance, Dental Insurance, Vision Insurance, Supplemental Insurance, and Life Insurance policies. These plans include Major Medical (cover pre-existing conditions) , PPO, and coverage for Prescriptions. We offers hundreds of subsidy-eligible health insurance plans from nationally recognized insurance companies. Learn about your options. Give us a call today so we can assist you in finding the most affordable plan you and your Family


Affordable Care Act Plans

You may know Affordable Care Act (ACA) plans as major medical, comprehensive coverage, or even “Obamacare,” but whatever you call them, these plans meet all the requirements of the ACA and are typically the most comprehensive on the market. If you have a chronic illness or face a medical emergency, these plans can help prevent staggering expenses.

ACA plans provide benefits for a broad range of health care services, both inpatient and outpatient, and can save you money on routine doctor visits,  preventative care, hospital stays, and more. These plans are available to almost everyone, and you can’t be denied based on preexisting conditions.


Short-Term Plans

If you can’t afford an Affordable Care Act (ACA) plan or have missed the cutoff to apply, you may want to consider a short-term plan. Compared to ACA plans, short-term health insurance typically provides much less coverage and does not help you avoid any state tax penalties. But short-term plans do accept applications year-round, and they can help offset costs if you have a medical emergency unrelated to a preexisting condition.

Short-term plans do not meet the requirements of the ACA and may not cover all — or any — of your medical needs, so you’ll want to read the plan details carefully before applying. Also worth noting that purchasing short-term health insurance may make you ineligible for other health insurance including ACA plans and COBRA.


Medical Indemnity Plans

Also known as fee-for-service plans, medical indemnity health insurance pays you a fixed amount for services such as $50 for a doctor visit. In this example, if you visit the doctor, the plan will give you $50, regardless of the bill for the actual visit.

When combined with other insurance, medical indemnity plans can help cover out-of-pocket medical expenses like copays and coinsurance. You can also purchase a medical indemnity plan as your only insurance or as part of an insurance package, but as with short-term health insurance, medical indemnity plans do not meet the requirements of the Affordable Care Act (ACA) and will not help you avoid any state tax penalties. Indemnity plans also typically do not cover preexisting conditions and may include per-incident, yearly, and/or lifetime benefit limits.

Medical indemnity plans are not right for everyone, but if you want help covering medical costs and expenses, they may be worth a second look.

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Looking for just you, not to worry. Everyone’s individual needs are different. Our licensed agents will find you your best coverage options based on age, your health level, income and coverage goals. You don’t need to overpay for quality health insurance. We shop the best carriers so you know you’re always getting the best health insurance plans for you
. Health coverage is one of the most important things to consider when it comes to protecting your family. We look at all the options and ensure that your family is protected with the best family insurance options we can provide. Rest assured we’ve got your families back with reliable affordable coverage
Our Joint health plans are just what the doctor ordered for you an your spouse. With plans from all the biggest health insurance providers we can ensure you and your spouse are protected in the event of any health related mishaps. Our license health professionals are waiting to give you all your options. Call us now and get enrolled.

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